Car accidents are quite common, and these vary in the intensity of damages to property or individuals. Whether due to the fault of another driver or yourself, you may have sustained injuries. In case you find yourself in a car accident, you should know what steps to take.
The following provides a brief overview of what to do when you find yourself in a car accident.
Get medical help as soon as possible!
If you find yourself in a car accident, check for injuries. Moreover, if you have passengers, make sure that they are safe. If you are injured, immediately call 911 and get medical help as soon as possible. Try not to move and wait for medical assistance to help you out. Never run away from the scene of the accident.
Whether you were at fault or not, you need to gather evidence related to the accident. Not only does the evidence help the police with the investigation (if it happens), but it can also help you make a better claim with the insurance company. In addition to this, make sure to provide an accurate account of the events that led to the accident.
Make sure that you have copies of your medical bills and other bills for repairs. If possible, take pictures of the scene of the accident and the damage to the property.
Contact your insurance company.
Once you are safe and out of danger, you can then assess the damage. Call your insurance company and notify them about the accident.
Find out if you have medical insurance available to you. This type of insurance is for all the occupants of a car. In the case, you do not have one, private health insurance will be available to you.
The insurance company will assess the damages and help you financially. However, an insurance company will not cover the damage to property, repair cost, and others for the driver who was at fault for the accident. However, they will cover the medical bill in case of injuries.
When a person is not at fault, the insurance company of the other driver will assign you a claims agent. Through the agent, you can provide information regarding the damage to the property and injuries. The agent will put a monetary value to your claims. Going through this process bypasses any legal action against the person who was at fault.
Contact a lawyer
If you were injured in a car accident, you should hire an experienced attorney, such as those at Burwell Nebout Trial Lawyers. Insurance companies tend to buy out the claims for as low a value as possible. The same is not the case with a lawyer. Contrary to an insurance company, a lawyer that you hire puts a client’s best interest at the forefront. Your lawyer will help you get a settlement on the property damage and injuries incurred. You can get a better deal by hiring an attorney than through an insurance company.
Accidents happen; however, you should be aware of your best interest. With these steps, you can take care of yourself and those around you.